Learn Everything You Need To Know About Lawyers Here
People need lawyers for many reasons. If you've never had a lawyer before, it can seem overwhelming. Legal terminology, how to explain your case to a lawyer, the rates for different services are all among the various factors that need to be taken into consideration. The following advice will help you deal with a lawyer more successfully.
Before you hire a lawyer, sit down and define the problem that you have. Sometimes, you may find that your situation is not bad enough to warrant a lawyer. Understanding exactly what you are going through can help save you a lot of money over time with a lawyer and court fees.
Before you hire a lawyer, sit down and define the problem that you have. Sometimes, you may find that your situation is not bad enough to warrant a lawyer. Understanding exactly what you are going through can help save you a lot of money over time with a lawyer and court fees.
A lawyer who specializes in a specific issue will be an advantage for you. Specialized lawyers can be more expensive but these lawyers have extensive experience with cases like yours. You should avoid lawyers who spend most of their revenue on promoting their services and rely on their good reputation and results instead.
When looking for a good lawyer, make sure to obtain personal references. Talking to the local community that have experienced issues similar to you. For instance, if you're a victim of sexual harassment, speak with a women's group. Ask them about the lawyers they had and what their experiences were like.
There are some cases where you can represent yourself without an attorney, but most of the time you should get one. There are many things that a layman does not understand about the law, which is why you should hire a lawyer. You don't want to lose your case due to a lack of common legal knowledge when you could have hired someone.
Make sure that you are one hundred percent comfortable before you sign any legal documentation hiring your lawyer. The last thing that you need if you are already in a bad situation is to have to pay extra money to a lawyer that you do not want. Take precaution before signing on the dotted line.
Don't give a retainer over without great forethought. If you must pay a retaining fee, make sure you are refunded a balance. It may be necessary to start a new search as well, to find someone with fees you are a little more comfortable with.
When choosing a lawyer, remember that you are choosing a lawyer. This may sound like common sense, but many try to choose their lawyer based on if they are friendly and warm. This is a mistake. A good lawyer doesn't need to have the same qualities that you'd want in a friend. You need a professional who will treat you professionally. Remember that this is nothing more or less than another business relationship.
Do some research on your case before looking for an attorney. If you don't really know what is going on, how can you find the best person to help you? Do a little homework on your situation. This will help you make the best choice.
When you need a lawyer consider using a lawyer referral service to find a lawyer that specializes in the area that you need. An experienced lawyer that is familiar with all aspects of your type of case will get you the best results. A lawyer referral service is worth paying for to find a good lawyer.
make sure you speak with more than a single lawyer prior to making your choice. The first one you speak with may seem just perfect, but how do you know that until you have other options to consider! See at least one more, preferably two so that you can be sure you are making a smart choice.
Even if you think you know the legal issues of your case well, go over the issues again with you lawyer. Have questions prepared beforehand and ask anything that comes to mind. You want to be well informed and know that he understands your case well. Being informed will ease your mind.
Create a list of questions to ask your lawyer during the first meeting. You may be very nervous during that first encounter with your potential lawyer, so do yourself a favor and write down your top questions. This way, you'll be sure not to forget anything during the meeting.
Don't be afraid to let go of an attorney that you are dissatisfied with. If they aren't doing the work that check here they promised, or you expected, it is absolutely okay to move on. You may even know more about what you need the second time around, so hiring another lawyer shouldn't be as difficult as it was initially.
Make sure before hiring a lawyer that the office will allow you to audit all the bills and expenses. If you are paying your lawyer by the hour, make sure you know his hourly fee, as well as the fee for each one of his office staff. You should also discuss expenses like postage, copying fees, etc.
If you are dealing with personal injury, you can find a lawyer who is willing to work on a contingency. The meaning of this is that the lawyer won't get paid if the case is not won. This provides the lawyer with a big incentive to hold out for a large settlement. In the event that you win, your lawyer typically collects his or fee before calculated expenses.
Don't be afraid to let go of an attorney that you are dissatisfied with. If they aren't doing the work that they promised, or you expected, it is absolutely okay to move on. You may even know more about what you need the second time around, so hiring another lawyer shouldn't be as difficult as it was initially.
Know how you will be charged ahead of time. Different lawyers have different methods for billing clients. Some have a flat rate, while others are based upon a percentage of potential court winnings. You should also take into account whether the percentage comes before or after court fees. Other expenses you may run into include expert witnesses, transportation, and office fees such as printing or copying.
After reading the article, your knowledge of finding a lawyer should have grown. Because of all the extra knowledge, you should be able to stay one step ahead of your competition in court. Be sure you utilize all that you have learned here, and do not hesitate to do more research on lawyers. Learning more about lawyers and legal issues will help you win your case.
Auto insurers play hardball in minor-crash claims
Profitable strategy
The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.
But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.
For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.
Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.
While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.
Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.
The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.
"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.
Both Allstate and State Farm declined requests for interviews.
In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."
State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."
The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."
A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.
Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.
Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."